If you’re anything like me, you’ll have a lot of monthly outgoings from telephone bills, to mortgage payments to payments of debt such as credit cards and personal loans. You’ll also no doubt agree that keeping track of all of these financial commitments and financial responsibilities is tough. I mean, how many of you can honestly say you know when your credit card payment is going to come out of your current account and for how much? Not to mention when the small, often overlooked bills come out and that’s without even getting into our direct debits. At the last count, I had 23 different outgoings within a single month, all for completely different amounts. I expect some people have a lot more than that too! There is no shame in not remembering all of the figures, amounts and dates involved, but it does make for poor money management. So what are our options? Well the obvious one is to have someone manage our money on our behalf. There are lots of firms that provide such a service but the costs involved can often be horrendous. Particularly if you’re struggling to make ends meet in the first place.
The best option I have found personally is to use a money management software application such as the one I have recently found by Kublax. This single piece of software has helped me out no end when it comes to knowing what is going out of my account and when. It’s certainly a lot cheaper than paying a financial adviser or debt management company also!
The good thing about the Kublax finance software is that you don’t need to be a financial wizard or computer genius in order to manage your finances correctly. The Kublax software has already made me some great savings as I am no longer missing my minimum payments on my credit cards as a result of knowing what is coming out and when and also what is due to come out and when.
admin
24 Jul, 2009